Stop Overpaying for Health Coverage You Don't Need
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Our Top-Rated Health Share Programs
Hand-picked by our research team. Updated for 2026.
Medi-Share
America's premier health sharing community
Samaritan Ministries
Biblical, affordable health care sharing
Christian Healthcare Ministries
The original health cost sharing ministry
Zion Health
Health sharing without religious requirements
CrowdHealth
Modern health sharing for the uninsured generation
Knew Health
Secular health sharing for everyone
How Health Sharing Works
It's simpler than you think
Join a Community
Choose a health sharing program that fits your needs, values, and budget. Monthly contributions typically range from $60 to $600+.
Get Medical Care
Visit any doctor or hospital (many programs have PPO networks for discounted rates). Pay your Initial Unshareable Amount first.
Submit Your Bills
Send your eligible medical bills to your program. The community shares the cost — often covering up to $1M per incident.
Save Significantly
Members typically save 40-60% compared to traditional health insurance premiums, with no open enrollment restrictions.
2026 Health Share Rankings
All programs ranked by our composite score
| Rank | Program | Rating | Monthly Cost | Network | Faith Req. | |
|---|---|---|---|---|---|---|
| 1 |
Medi-Share
|
★★★★½ 4.8 | $65–$1079/mo | PPO Network | Yes | Learn More |
| 2 |
United Refuah HealthShare
|
★★★★½ 4.8 | $219–$519/mo | No Network | Yes | Learn More |
| 3 |
CrowdHealth
|
★★★★½ 4.7 | $60–$195/mo | Any Provider | No | Learn More |
| 4 |
Samaritan Ministries
|
★★★★½ 4.6 | $119–$865/mo | Any Provider | Yes | Learn More |
| 5 |
Sedera
|
★★★★½ 4.6 | $99–$550/mo | Any Provider | No | Learn More |
| 6 |
Christian Healthcare Ministries
|
★★★★½ 4.5 | $115–$299/mo | Any Provider | Yes | Learn More |
| 7 |
Zion Health
|
★★★★½ 4.5 | $114–$899/mo | Any Provider | No | Learn More |
| 8 |
Solidarity HealthShare
|
★★★★½ 4.5 | $92–$968/mo | PPO Network | Yes | Learn More |
| 9 |
Knew Health
|
★★★★½ 4.5 | $155–$200/mo | Any Provider | No | Learn More |
| 10 |
Altrua HealthShare
|
★★★★☆ 4.4 | $136–$1424/mo | PPO Network | No | Learn More |
| 11 |
Redeem HealthShare
|
★★★★☆ 4.4 | $116–$350/mo | Any Provider | Yes | Learn More |
| 12 |
OneShare Health
|
★★★★☆ 4.3 | $115–$1750/mo | PPO Network | Yes | Learn More |
| 13 |
Liberty HealthShare
|
★★★★☆ 4.0 | $85–$1239/mo | Any Provider | Yes | Learn More |
Ready to Find Your Perfect Health Share Plan?
6 questions. Personalized recommendations emailed to you. Free.